Entries by EINSURANCE

Live Long and Prosper: Tips for Longer Life

For the most part, life is good in first world countries and, notably, the average life expectancy continues to improve. While life expectancy at birth, on average, is about 73.5 years for women and 68.5 for men, many people live well into their 80s and 90s. While there are no fountains of youth to fall […]

The Future is Here: New Technologies in Health Care

With a health care system struggling to be more cost efficient while enhancing and advancing patient care, technology has proven to be a promising solution. Emerging healthcare technology is finding its ways into surgical suites, hospitals and homes. Of the many solutions in development and on the market, some healthcare technology approaches are coming to […]

Avoid These Common Mistakes When Buying Business Insurance

If you’re like a lot of business owners, you might make mistakes when it comes to purchasing business insurance. Protect yourself from costly errors, review the details of your business and insurance to avoid making costly errors. Common Mistakes to Avoid When You Buy Small Business Insurance Here are some common mistakes you may be […]

Winter Driving Tips: Use These Helpful Tips to Stay Safe

In many parts of the country, winter means dealing with bad driving conditions. Whether you live in an area that gets a lot of rain, ice or snow or are planning a trip where there’s a good chance you’ll run into inclement weather, these winter driving tips can help you stay safe on the road. […]

Errors and Omissions Insurance Can Save Your Business a Lot of Money

Being human, we all make mistakes from time to time. Since errors are inevitable, there’s an insurance that specifically covers professional mistakes and oversights: Errors and Omissions Insurance. Errors and omissions (E&O) policies are typically purchased by consultants, brokers and agents and service providers in industries such as real estate, software development, accounting, law, engineering, […]

Create Your Own Emergency Roadside Kit

Better safe than sorry, right? Be prepared for possible problems when you’re on the road with an emergency kit. You’ll have peace of mind feeling safe and you could save yourself some unexpected loss of time. These days there are options that take away the need for an extensive kit, although keeping certain items in […]

How a Flexible Spending Account (FSA) Works

Health insurance coverage provided by your employer comes with an option not available to individual policies: a Flexible Spending Account (FSA). While it’s not an arrangement that makes sense for everyone, under the right circumstances having an FSA is a good choice. A Flexible Spending Account is an account into which you put money that […]

Life Insurance and the Millennial Generation

When you are young and healthy, you can feel invincible. Which could be one of the reasons why among millennials, ages 18 to 34, only 20 percent surveyed believed they will probably buy life insurance at some point. But, you might ask, why would you want to pay for insurance when you’re just starting out […]

Fun Halloween Ideas for Your Small Business

Owning a small business doesn’t always have to be about putting out fires, containing costs and managing everyday things that can feel more like chores—although these are all important to your success. But, with Halloween on its way, have some fun Halloween ideas. Your employees will enjoy it, and so will your customers. 1. Employee […]

Tips for Safe Driving on Halloween

If you ever ventured out on Halloween to do some trick-or-treating when you were a child, you probably remember how exciting it can be. It’s all about running from house to house and marveling (or being bitterly disappointed!) at the treats you’re raking in. As drivers, we should remember how distracted the little ghouls and […]

5 Tips for Keeping Your Home Safe This Halloween

For home owners, trick-or-treaters aren’t the only spooky things that come with Halloween. While you’re handing out goodies and enjoying the costumes you’ll want to have a good time and not worry about your home becoming a liability. Take some precautions to make your home safe during a party or when little ghouls and witches […]

Laid Up and Laid Off: Your Health Insurance Options After Job Loss

If you are laid off from your job, you have options for health care insurance. Do the smart thing and don’t take the “Oh, I don’t need health insurance anyway” route and opt out of a policy all together. You never know when an illness or accident can strike, and medical debt is one of […]

Risk Management: A Reality for Small Business

When you have a small business, you have a lot of hats to wear. Here’s another one: Risk Manager. Risk management is a process that identifies, assesses and provides a plan to mitigate risks that affect a business. Despite its importance to the health of a company, managing for risk is one of the most […]

Making Auto Insurance Affordable for Your Teen Driver

It’s what every parent dreads. Your teenager gets a learner’s permit and you have to teach them to drive. After that, you have to let them try their wings on their own as a full-fledged driver. Beyond the nail-biting fear for their safety, there’s the whole matter of getting auto insurance for your child. Since […]

When Should You Update Your Life Insurance?

Life happens. Does that life insurance policy you bought a while back still fit? When your life changes, your insurance might need to as well. In fact, reviewing your policy every year or two can ensure peace of mind that you’re up-to-date. When reviewing your life insurance policy, asses the finer points such as: Beneficiaries […]

Protect Your Home from the Unexpected

Older people are most likely to sustain an injury at home than anywhere else. But accidents at home can happen no matter your age. With home protection you can make your home safer, and some of these measures might allow you to receive home insurance discounts from your provider. 1. Fall-proof Your Home As we […]

7 Ways to Avoid a Shifty Mechanic

First of all, know that not all mechanics are shady. That said, it’s always a good idea to be discerning when taking your car to a new shop. A good start is to ask around to see if any of your friends can give you a recommendation based on their experience. Who do they go […]