Home sharing service Airbnb now offers free Host Protection Insurance (HPI). Although HPI covers up to $1M per incident, don’t expect it to be enough protection. The liability policy, like those offered by other vacation rental sites, is secondary to homeowners property insurance, meaning it kicks in if a third-party bodily injury or property damage […]
Think of personal injury Protection (PIP) as sort of a “get home free” extension of auto insurance. It is no-fault coverage that pays out no matter who is at fault in a car accident. PIP goes above and beyond standard auto insurance to help cover medical costs and more. What Personal Injury Protection Insurance Covers? […]
Did you miss the enrollment period for the Affordable Care Act (ACA) coverage, or Obamacare? Or maybe you chose to forgo Obamacare at this time. Either way, a short term health insurance policy might be just what the doctor ordered. In fact there are several reasons you might want to consider getting a short term […]
As a driver, somewhere along the line you’ll no doubt have an “oops” moment, whether it’s serious (DUI) or less dangerous (driving without insurance). Reasons big to small can cause you to be considered a high risk driver, at which point you’ll have to pay more for insurance. What is High Risk Auto Insurance? You […]
Businesses that involve working with animals deal with something others don’t: pets that belong to other people. That distinction comes with particular considerations that aren’t covered in other business insurance plans. Pet-related businesses that need special pet business insurance coverage include: Veterinarians Boarding facilities Groomers Dog walkers Trainers Day care facilities Pet sitters Animal hospitals […]
Who are you going to name as your life insurance policy beneficiary? You have many options. Your beneficiary could be a son or daughter, your spouse, a trustee or organization. The point is to make sure your assets go where you want them to. But a lot can go wrong if you err in naming […]
The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Generally, your premium costs are not deductible (bad news), but there are exceptions (good news). Since home ownership comes with some hefty expenses, it’s worth your while to find out if there are any […]
Company retreats can be good business. It’s your opportunity to make them feel appreciated, and to make them feel like they’re part of something they can be proud of.
What happens when a provider names an excluded driver? Whether you ask for it, or your auto insurer demands it, having a named driver exclusion attached to your policy has its consequences. It can also save you money.
There’s a silver lining to 2017 Medicare rates. They did go up, but not as much as anticipated. Overall, premium increases were modest. Like regular health insurance plans, Medicare requires monthly premiums and annual deductibles. It gets a little more complicated, though because Medicare is separated into four separate plans to cover different products and […]
There may come a day when you really don’t need or want that life insurance policy you’ve been paying for. Now you can sell your life policy. This article tells you the pros and cons of selling your life policy and how to protect yourself.
What is pet insurance? How much does the coverage cost? What’s the factors you need to consider when you need one? Is pet insurance worth it? We have all answers for you in this article.
Like many things, auto insurance rates seem to be getting higher every year. So how much is the average cost? There are many factors that influence the cost of an auto insurance policy. To save on auto insurance, it’s important to shop around and compare.
Want to save money on auto insurance premiums? Here we provide you 8 simple ways to save you 90% on your car insurance.
Top 5 states where people live longer. Check out why they can be the top and find out how you can live longer by applying those secrets.
We’ve been posting articles related with insurance over 20 years. Here we prepare our top 10 articles of all time for your reference.
What happens if you don’t have enough auto insurance? Auto repairs, medical bills, liability coverage, etc. Learn more upon this auto insurance field.
Every small business needs a website now. Those 6 fundamental must-haves will help persuade your customers to use your websites and buy your products.
