Flood Insurance and the National Flood Insurance Program
With what promises to be a winter of record-breaking snowfall we can look forward to a big thaw and the potential for major floods. Even if you don’t live in areas that get a lot of snow, heavy winter and spring rains can put you at risk. Flooding occurs
Cut Costs with These Homeowner Insurance Discounts
Strapped for cash? Here’s your resolution for 2010: stop throwing money away. Start by reviewing your homeowners insurance policy to see if you’re overlooking some big money-saving discounts.
What Your Homeowners Insurance Doesn’t Cover
To all the nasty surprises life can throw at you include learning after the fact that your homeowners insurance policy doesn’t cover something you just naturally assumed it did. Adding insult to injury is also finding out that an inexpensive rider to your
Is High Deductible Health Insurance Right For You?
Happy New Year! Why not take this opportunity to review your health insurance coverage and see if you can save a few bucks by making more informed choices? One of the best ways to bring down costs is to elect for a high deductible plan, which offers the a
Automobile Gap Insurance – What Does It Cover?
You can pick up a great new car deal right now. If your credit is decent, you may even be able to get some shiny new wheels with no money down. That’s great, unless your ride gets totaled or somebody steals it. That’s when you’ll become painfully aware o
Tips for Picking a Health Care Plan Winner During Open Enrollment
It’s that time of year. If you’re still among the employed and your employer still offers health insurance as a company benefit, any day now you’ll be paraded into the company conference room to hear about your open enrollment options. If you’ve used this
Max Out Your Health Benefits
With the end of the year coming on fast, now is a good time to strategize how to maximize the benefits on your medical and dental insurance policies for the coming year. The goal is to not leave any money or benefits on the table.
What To Expect at Your Term Life Insurance Medical Exam
If you have a family or own a business, term life insurance is a relatively inexpensive way to provide for your beneficiaries in the event of your death. But be aware that, unlike group life insurance, many term life and whole life insurers require that y
Lower Your Motorcycle Insurance with Theft Prevention Tactics
There’s good news for motorcycle owners. National Insurance Crime Bureau (NCIB) data shows that U.S. motorcycle thefts have been trending downward for the past several years. That mirrors similar drops in automobile thefts. Regrettably, the statistics for
All About Vacant Property Insurance
With so many homes staying unsold on the market for longer than normal, a growing number of homeowners find themselves needing vacant property insurance. Vacant homes are targets for malicious damage from vandals, attractive to thieves who steal copper w
Don’t Blow Your Safe Driver Discounts. Know About Cell Phone & Texting Bans.
Safe driver discounts are one of the best ways to save money on your car insurance, but old habits die hard. If you’ve grown used to chatting away on your handheld cell phone while cruising down the freeway, better check out the new state laws. This is e
How to Get Life Insurance if You’re Sick or Unhealthy
Like Monday morning quarterbacking, it’s easy to see that you should have bought life insurance when you were young and healthy instead of waiting till you’re pushing 50 or racking up health problems. If you suddenly find yourself among the nearly 5% of A
The Best Way to Get Cheap Teen Driver Insurance: Set a Good Example
Auto insurance for teenage drivers is high because the statistics show young drivers to be poor risks. The Insurance Institute for Highway Safety claims that your 16-year-old driver is six times more likely to be in an accident than drivers age 30 to 59.
Health Care Insurance Update: Changes to COBRA in 2010
Part of last year’s American Recovery and Reinvestment Act (ARRA, aka the stimulus bill) included a federal COBRA premium subsidy for folks who lost their jobs between September 1, 2008 and December 31, 2009. Under its provisions, the federal government w
Don’t Be an Easy Mark for Holiday Car Theft
Nothing will put a damper on your holiday spirit faster than finding your car and all the Christmas gifts in it have been stolen while you were sipping an Egg Nog latte. Maybe ‘tis the season to jolly for most of us, but for thieves,‘tis the season to ste
The Impact of Winter Weather on Home Insurance
You may be cozy inside while winter storms rage, but when the weather outside is frightful just imagine what it’s doing to your home. Every year, U.S. snow storms and freezing weather rack up over a billion dollars in homeowner insurance claims.
Driving Smart in Ice and Snow Can Drive Down Car Insurance Costs
According to the National Highway Traffic Safety Administration, you are 36 percent more likely to be in a car accident in January than in July. Accidents mean more claims on your automobile insurance policy, which will jack up the rates next time you loo
Develop Safe Driving Habits for Discount Auto Insurance Quotes
There are plenty of things that are out of your control, but the price you pay for car insurance isn’t one of them. By developing safe driving habits, you can qualify for significant discount auto insurance quotes.