Cut Costs With These Auto Insurance Discounts
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You’ve been nickeled and dimed for years. Fight back. Make 2010 the year you squeeze every ounce of buying power out of you money, starting with what you spend on automobile insurance. In a recent survey, co-sponsored by Trusted Choice and the Independen
Common Insurance Mistakes People Make
Money too tight and time is too precious to waste either. Avoid these common insurance mistakes people make and you might save a little of both.
Auto Parts Theft and Your Auto Insurance
It’s bad enough to have your car stolen, but adding insult to injury is to have it recovered stripped to the frame…or to walk out one morning and find that your airbags, headlamps and catalytic converted have been boosted. Theft of this type is typically
Is Health Insurance Tax Deductible?
Tax time is right around the corner. Time to corral all the receipts, break out the calculator and see how much of your hard-earned cash you actually get to keep. Your best bet is to itemize and claim every single legitimate deduction you’re entitled to.
Is Return Of Premium Term Life Insurance Right for You?
For most people, in most situations, term life insurance versus whole life insurance is a better choice and a better value. It provides financial security for your beneficiaries in the event you die during the term of the policy. But term life insurance v
How to Check a Life Insurance Company’s Financial Rating
Whether you’re considering whole life insurance or term life insurance, you’re looking at a commitment of anywhere from 10 to 30 years. And, since you’re probably buying life insurance to provide financial security for your spouse or dependents, you want
Drunk Driving and Auto Insurance
You got popped for driving under the influence of alcohol or drugs. Hopefully, no lives were lost, no injuries were sustained and no property damage occurred, because then you’d really be in a world of legal and financial hurt. As it is, you’re still look
Life Insurance with No Medical Exam
Before they’ll insure your life, most insurance carriers want to know whether you have any medical conditions or lifestyle behaviors that statistics say will shorten your life and increase the odds they’ll have to pay a death benefit sooner than they’d li
Auto Insurance Quotes for Really Bad Drivers
Have you or your spouse been collecting moving violations like cat hair on black pants? Did one of you ignore the barrage of public service announcements and end up in jail for DUI? Did either of you smash up the family car or file lots of claims over the
Facts about Guaranteed Issue Life Insurance
There is one type of life insurance that just about anyone with a pulse can buy. Also known as guaranteed issue life insurance, the age of eligibility varies, but usually ranges from 50 to 80, although some states may allow you to sign up as young as 45 o
Types of Term Life Insurance
Dollar for dollar, term life insurance is a great value with highly competitive offerings, so it pays to shop around. Depending on the carrier, there are even types of term life with no medical exam. When looking for term life insurance quotes online, h
Avoiding Post-Disaster Homeowner Insurance Scams
You were smart. You carefully shopped for homeowners insurance quotes and, after comparing quotes, you made your decision based on factors other than price alone. You insured your home for every conceivable disaster your area is prone to. You didn’t try
Flood Insurance and the National Flood Insurance Program
With what promises to be a winter of record-breaking snowfall we can look forward to a big thaw and the potential for major floods. Even if you don’t live in areas that get a lot of snow, heavy winter and spring rains can put you at risk. Flooding occurs
Cut Costs with These Homeowner Insurance Discounts
Strapped for cash? Here’s your resolution for 2010: stop throwing money away. Start by reviewing your homeowners insurance policy to see if you’re overlooking some big money-saving discounts.
What Your Homeowners Insurance Doesn’t Cover
To all the nasty surprises life can throw at you include learning after the fact that your homeowners insurance policy doesn’t cover something you just naturally assumed it did. Adding insult to injury is also finding out that an inexpensive rider to your
Is High Deductible Health Insurance Right For You?
Happy New Year! Why not take this opportunity to review your health insurance coverage and see if you can save a few bucks by making more informed choices? One of the best ways to bring down costs is to elect for a high deductible plan, which offers the a
Tips for Picking a Health Care Plan Winner During Open Enrollment
It’s that time of year. If you’re still among the employed and your employer still offers health insurance as a company benefit, any day now you’ll be paraded into the company conference room to hear about your open enrollment options. If you’ve used this
Automobile Gap Insurance – What Does It Cover?
You can pick up a great new car deal right now. If your credit is decent, you may even be able to get some shiny new wheels with no money down. That’s great, unless your ride gets totaled or somebody steals it. That’s when you’ll become painfully aware o