There are different types of life insurance and different kinds of tax liabilities for the various payouts on benefits. Understanding your options will help you choose the right life insurance for your specific situation.
Stranger originated life insurance (STOLI) policies aren’t legal in the US. While insurance laws vary from state to state, all states require the owner of a life insurance policy to have insurable interest in the insured individual. That sounds complicated, and like everything else related to insurance, it can be difficult to understand. This unbiased […]
Sometimes things are open to interpretation, and reading the wrong meaning into something can cost you bunches. For example, if you have an all risk homeowner’s insurance policy, you might assume the word “all” implies that everything is covered. You woul
Sometimes, yes. Traditional landlord insurance policies will help cover many types of tenant damage. You’ll still need to pay a deductible, however. And if the damages are minor, you may wish to pay for them out-of-pocket rather than create a claims history. Rental property insurance can be complicated. This unbiased guide written by licensed insurance […]
Odd stories about insurance humor and funny insurance stories
The Small Business Health Care Tax Credit exists to help offset the costs of group health insurance plans for employees. For small business owners, this federal income tax credit can be worth up to 50% of your yearly investment in group health insurance for employees. Non-profit organizations can get an income tax credit up to […]
But a life insurance policy can become a significant stopping point during a divorce settlement. Spouses find themselves fighting over these policies, and for good reasons. And a judge can order changes be made to ownership of life insurance policies. Today, we’ll explore everything you need to know about life insurance policies and divorces. Consider […]
Yes, 17 year old car insurance is going to cost you. Remember, like all insurance, automobile coverage for your teenager is about assessing risk based probability.
You file insurance liability claims with the insured and the insurance company pays the court costs
Commercial umbrella insurance will protect your business from liability claims that are over-and-above your regular liability coverage limits. Umbrella insurance is a crucial product for sole-proprietors and partners, those who have many personal assets at stake, and anyone who operates a brick-and-mortar location which caters to walk-in business. This article will explore everything you need […]
Find out whose insurance pays for tree damage to your home and shop for competitive homeowners insurance quotes online at einsurance.com
Gaps in your insurance can create big liabilities. Cover your risks with personal umbrella insurance and gets insurance quotes online at einsurance.com
As spring and summer head our way, you may be planning a cross-country drive. A common concern with drivers is whether or not their car insurance cover out of state if they are in an accident out-of-state. Unless you’re traveling to a foreign country, no need to worry. Even though car insurance coverage has different […]
National Safety Council stats claim there are over 12 million motor vehicle accidents involving more than 20 million vehicles every year. That’s a lot of bent fenders, crumpled trunks and bashed in doors in need of repair. If you drive, the odds are good
Whether you’re travelling for pleasure or business, world travel will undoubtedly expose you to some exciting new experiences. It can also expose you to significant risks for illness or injury. And your domestic health insurance company won’t cover your medical care when you’re travelling abroad. If you’re wondering “Do I need travel medical insurance?” you’re […]
When the holidays come around, the scammers come out of the woodwork. They like to take advantage of the goodwill, trust and mental distraction that abounds at this time of year. A favorite target is your automobile, or more to the point, the cash they ca
Employee wellness programs, which vary in scope, are changing the workplace environment for the better, even for small businesses. They offer a perk that can help a company attract and retain employees. Here we provide steps to be taken when establishing
If you’re in the market for pet insurance with no waiting period, you’re not alone. The number of American homes that now have pets, or have more pets than before, has skyrocketed in the US in the last few years. The Insurance Information Institute (III) ascribes much of that growth to the 2020 COVID-19 pandemic. […]
