Health Insurance Journal Archives | Health Insurance | EINSURANCE Quote, Compare, Save! Wed, 14 Jun 2023 19:30:35 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.3 https://www.einsurance.com/wp-content/uploads/cropped-10390300_10152435665504197_8229944792578476094_n-32x32.png Health Insurance Journal Archives | Health Insurance | EINSURANCE 32 32 Does Health Insurance Cover Sleep Disorders? https://www.einsurance.com/journal/does-health-insurance-cover-sleep-disorders/ Thu, 15 Jun 2023 16:00:29 +0000 https://www.einsurance.com/?p=32093 Generally, yes. Health insurance does cover sleep disorders, sleep studies and sleep disorder treatments. Depending on the type of health insurance you have, you may need to pay a deductible for sleep studies and treatments. And if you have Medicare, your primary physician must refer you to a sleep clinic with a statement that your […]

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]]> How To Find A Good Doctor In Your Area https://www.einsurance.com/journal/find-good-doctor-near-you/ Thu, 04 May 2023 16:00:30 +0000 https://www.einsurance.com/?p=16352 Whether you’ve moved to a new area or have changed health insurance providers, getting a primary doctor is a priority. Finding a physician you trust and feel comfortable with takes a little research. Before you begin your search, make sure you understand the requirements of your health insurance. With most providers, you must choose a […]

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]]> Are Health Insurance Premiums Tax Deductible? https://www.einsurance.com/journal/are-health-insurance-premiums-tax-deductible/ Tue, 07 Mar 2023 17:00:49 +0000 https://www.einsurance.com/?p=20225 Can I Claim Deductions for My Health Insurance Premiums? Medical costs can be hefty, but the Internal Revenue Service provides a way to recoup some of this money through tax deductions for medical expenses. But, understanding the rules involved can be a challenge. When Can I Deduct Health Insurance Premiums on My Taxes? Whether or […]

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]]> 2023 Insurance Industry Outlook https://www.einsurance.com/journal/2023-insurance-industry-outlook/ Thu, 26 Jan 2023 17:00:00 +0000 https://www.einsurance.com/?p=31528 Key Takeaways: In 2023, insurance companies will need to find ways to demonstrate value in their products while combatting rising costs for car and home repairs. Car insurance rates may rise as much as 8.4% in 2023. Contributing factors include increasing prices for cars, homes, and the costs to repair them, changes in habits as […]

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]]> Gap Health Insurance – What You Need to Know https://www.einsurance.com/journal/gap-health-insurance-what-you-need-to-know/ Tue, 29 Nov 2022 17:00:43 +0000 https://www.einsurance.com/?p=31343 Health insurance is a necessity for all Americans. And many working-age individuals get their health coverage via group health insurance plans through their employer. Usually, these plans cover the employee, and family members can be added to them. But employment status can change. Layoffs and downsizing can occur in any economic environment. And since the […]

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]]> The Small Business Health Care Tax Credit https://www.einsurance.com/journal/the-small-business-health-care-tax-credit/ Thu, 18 Aug 2022 16:00:53 +0000 https://www.einsurance.com/?p=30870 The Small Business Health Care Tax Credit exists to help offset the costs of group health insurance plans for employees. For small business owners, this federal income tax credit can be worth up to 50% of your yearly investment in group health insurance for employees. Non-profit organizations can get an income tax credit up to […]

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]]> Travel Medical Insurance: Do I Need It? https://www.einsurance.com/journal/travel-medical-insurance-do-i-need-it/ Thu, 19 May 2022 16:00:24 +0000 https://www.einsurance.com/?p=30353 Whether you’re travelling for pleasure or business, world travel will undoubtedly expose you to some exciting new experiences. It can also expose you to significant risks for illness or injury. And your domestic health insurance company won’t cover your medical care when you’re travelling abroad. If you’re wondering “Do I need travel medical insurance?” you’re […]

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]]> How to Buy Pet Insurance with No Waiting Period https://www.einsurance.com/journal/how-to-buy-pet-insurance-with-no-waiting-period/ Thu, 14 Apr 2022 16:00:02 +0000 https://www.einsurance.com/?p=30196 If you’re in the market for pet insurance with no waiting period, you’re not alone. The number of American homes that now have pets, or have more pets than before, has skyrocketed in the US in the last few years. The Insurance Information Institute (III) ascribes much of that growth to the 2020 COVID-19 pandemic. […]

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]]> Is It Necessary to Buy Travel Insurance? https://www.einsurance.com/journal/is-it-necessary-to-buy-travel-insurance/ Tue, 22 Mar 2022 16:00:32 +0000 https://www.einsurance.com/?p=19249 What is Travel Insurance? Travel insurance covers trip cancellations and interruptions, lost luggage, and accidents or illnesses while traveling domestically or abroad. The coverage is by the day (number of days of your trip). Limits, deductibles and co-insurances vary by provider. There are two basic types of travel insurance: packages plans, which range from bare-bones […]

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]]> The Pros and Cons of Temporary Health Insurance https://www.einsurance.com/journal/the-pros-and-cons-of-temporary-health-insurance/ https://www.einsurance.com/journal/the-pros-and-cons-of-temporary-health-insurance/#comments Tue, 08 Mar 2022 17:00:00 +0000 http://squeamish-food.flywheelsites.com/the-pros-and-cons-of-temporary-health-insurance/ Despite legal requirements to purchase Affordable Care Act-qualifying health insurance, not everybody is onboard. Many people, for a variety of reasons, are opting to purchase short-term health insurance policies instead.

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]]> https://www.einsurance.com/journal/the-pros-and-cons-of-temporary-health-insurance/feed/ 1 ACA Special Enrollment Period: Do You Qualify? https://www.einsurance.com/journal/aca-special-enrollment-period-do-you-qualify/ Thu, 13 Jan 2022 17:00:00 +0000 http://squeamish-food.flywheelsites.com/aca-special-enrollment-period-do-you-qualify/ Special Enrollment Period allows you to enroll in health coverage outside of the annual open enrollment period if you experience certain life events, including losing health insurance coverage, moving, getting married, having a baby, etc. You usually have up to 60 days following the event to enroll in a plan if you qualify for an […]

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]]> Child Only Health Insurance Coverage https://www.einsurance.com/journal/child-only-health-insurance/ Thu, 09 Dec 2021 17:30:45 +0000 https://www.einsurance.com/?p=29724 Do You Need Child Only Health Insurance Child only health insurance is available in the US and has undergone some significant changes in recent years. But it’s not as widely available as private family plans, which include children on a parent’s health insurance plan for a small premium, or for free. So, before we get […]

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]]> Fast Facts About Insurance Policy Backdating https://www.einsurance.com/journal/fast-facts-about-insurance-policy-backdating/ Tue, 23 Nov 2021 17:00:00 +0000 http://squeamish-food.flywheelsites.com/fast-facts-about-insurance-policy-backdating/ Get fast facts about backdating insurance policies for life insurance, car insurance and health insurance

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]]> Open Enrollment 2022 – It’s Time Again https://www.einsurance.com/journal/open-enrollment-2022/ Thu, 28 Oct 2021 16:00:57 +0000 https://www.einsurance.com/?p=29438 Every autumn, people with health insurance enter the ‘open enrollment period’ for the coming plan year and 2021 is no different. This includes employer-based plans, health exchange plans (Affordable Care Act, ACA, or Obamacare), and individual or family plans. Generally, open enrollment period 2022 dates to remember include: Open Enrollment begins Monday, November 1, 2021. Open […]

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]]> Buying Prescription Drugs Online – The Ultimate Guide https://www.einsurance.com/journal/buying-prescription-drugs-online-the-ultimate-guide/ Fri, 10 Sep 2021 16:00:15 +0000 https://www.einsurance.com/?p=26552 Are You Overpaying for Your Prescriptions? A recent study by the University of Southern California Schaeffer Center for Health Policy & Economics found that 23% of the time, customers overpaid for their prescriptions. The average overpayment, the study revealed, was $7.69 per prescription. Despite your health insurance, you may be paying more than you need […]

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]]> Canceling Your Insurance? Use Our Checklist and Insurance Sample Cancellation Letter https://www.einsurance.com/journal/insurance-sample-cancellation-letter/ https://www.einsurance.com/journal/insurance-sample-cancellation-letter/#comments Mon, 30 Aug 2021 16:00:00 +0000 http://squeamish-food.flywheelsites.com/insurance-sample-cancellation-letter/ The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not

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]]> https://www.einsurance.com/journal/insurance-sample-cancellation-letter/feed/ 2 Travel Insurance for Seniors https://www.einsurance.com/journal/travel-insurance-for-seniors/ Tue, 13 Jul 2021 16:00:52 +0000 https://www.einsurance.com/?p=28645 Travel insurance for seniors can protect your health and finances while you’re traveling out of the country. It’s especially important for American seniors because Medicare will not cover health expenses when you’re outside the US. Remember, anyone can fall, be a victim of theft or identity theft, or experience a weather catastrophe while out of […]

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]]> How to Find Your Primary Care Physician https://www.einsurance.com/journal/how-to-find-your-primary-care-physician/ Thu, 20 May 2021 16:00:53 +0000 https://www.einsurance.com/?p=28461 Finding the right Primary Care Physician (PCP) to coordinate your health care is important at all stages of life. Children, young adults, and older adults can all benefit from a sound relationship with their doctor. But finding a PCP can be a challenging task, especially if you do not know where to start. Read on […]

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