Entries by EINSURANCE

How to Save Money on Car Insurance for Teen Drivers

Your teenager may be an honor student and exemplary citizen, but as far as the car insurance industry is concerned, your child is a poor risk. They base that dim view on statistics from the CDC that show drivers age 16 to 19 are four times more likely to be in car accidents than older […]

Is Your Smartphone a Cyber Liability Risk for Your Small Business?

Think cyber liability only affects giant corporations? Wrong!  Your small business is equally exposed. The fact is, 25% of data breaches happen at firm with fewer than 50 employees and, according to a recent survey, you’re at greater risk of being hacked than of having a fire. And your greatest vulnerability comes from your smartphone. […]

Can You Save Money with Usage Based Car Insurance?

Do you know anybody who doesn’t want to save money on car insurance? If you’re a safe driver who’s taken advantage of every available discount and are still looking to shave a few more dollars off your monthly premiums, usage based car insurance (UBI) may be a great option. Here’s what you need to know […]

3 Reasons to Buy Commercial Auto Insurance for Your Small Business

When you own a small business you’re always looking for ways to cut costs, which may lead you to ask a couple of good questions like “who needs commercial auto insurance anyway?” and “can I use my personal car insurance for my business?” Your specific circumstances will dictate the answers, but here are some things […]

7 Insurance Policies Your Small Business Needs

Buying small business insurance coverage online for your small business has never been easier, and going without has never been riskier and could put you on the fast track to going out of business. Even if you’re running a one-man operation out of your spare bedroom, you’re still at risk. So if you’ve ever wondered […]

Life Insurance for E-Cigarette Users

Whether you smoke it or chew it, if you use tobacco products, you can expect to pay significantly more for life insurance. That’s because there’s decades of evidence tying tobacco use to disease and early death. However, what if you vape e-cigarettes or toke marijuana in states that allow it? Do electronic cigarette smokers pay […]

10 Auto Insurance Discounts To Cut Your Car Insurance

Everybody loves a bargain especially on car insurance. Besides maintaining a spotless driving record, there are lots of ways to cut your premium. One of the best is to uncover all the available auto insurance discounts to lower your car insurance. Some will be advertised, but others you’ll have to ask about. Combine all those […]

Tips for Safe Autumn Driving

Wicked winter weather is still a ways off, but autumn brings its own special set of driving hazards and car care requirements. Get a head start with these fall car care tips to get your car ready for fall driving safely.

How to Hold Down Health Insurance Costs?

We won’t know for sure until the rates are published later this fall, but the news is that health insurance companies nationwide are seeking to increase their policy rates by 20 to 40 percent or more. The reason given, according to an article in the New Y

Insurance Tips for First-Time Homebuyers

The stars are finally aligning to woo Millennials into the housing market. Rental costs are on the rise making equity-building mortgages more appealing, lending standards are loosening up, builders are ramping up construction which will make entry-level

Is Your Job Killing You?

We’ve all said it from time to time: “this job is killing me!” Well, depending on what you do, you could be closer to the truth than you know.

Top Tips to File a Small Business Claim

In an analysis of its small business claims, insurance provider The Hartford projected that four out of 10 small businesses in American are likely to file a property or general liability claim in the next decade. They’ll run the gamut from the commonest,

Tying the Knot Cuts Car Insurance Costs

The marriage rate in America has been dropping faster than a rock for several decades now, and is especially low for Millennials. According to the Pew Research Center, in 1960 68% of all 20-somethings were married, but by 2008, it had dropped to 26%, due

Marijuana and Life Insurance

It should come as a shock to nobody that life insurance companies penalize smokers with higher premiums or even outright refusal to issue a policy. But now that more than 20 states now allow marijuana use for medicinal purposes and voters in four states h

Make Your Home Safer This Summer

The kids are out of schools. Friends and family are coming to visit. You’re planning a little getaway. Summer’s in full swing. But don’t let a vacation-mentality spoil your season. Take some commonsense precautions to protect yourself and your guests fro