It’s called whole life insurance because, as long as you keep current on your premiums, it covers you for your whole life. Contrast that to term life insurance, which only provides coverage for the period (or term) specified in your policy.
As unemployment continues to rise, many people who’ve always depended on their employers for health care are finding themselves in unfamiliar territory. For some the first shock comes when they get the COBRA cost and actually learn what the average monthl
If you have health insurance provided by an employer, you don’t have to do much at all
Looking for cheap Illinois auto insurance? There are a number of factors to determine the relative affordability of the auto insurance quotes you’re likely to receive in the Land of Lincoln.
If you’re an employer looking for cheap workers compensation insurance, you can thank the fraudsters among us for rising premiums. But, you can also fight back to lower your workers compensation insurance quotes.
Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced).
There are plenty of insurance policies you DO need that are going to take a bite out of your budget. You can and should shop for cheap insurance quotes online to hold down costs, but you can also save money on insurance by NOT buying policies you don’t ne
Fido may be like a member of the family, but from an insurance standpoint, your pooch is a big hairy liability and a lawsuit waiting to happen. Do you have enough homeowners insurance to cover your assets if your dog decides to take a chunk out of a house
Waiting will delay the processing of your claim, diminish your memory of the incident and may even result in greater damage. However, there are a couple of things you should do first to facilitate the claim-filing process.
If you’re thinking about snapping up a good deal before the inventory dries up, be sure you understand how condominium insurance quotes differ from single-family homeowners insurance.
Maybe you vowed till death do us part, but you’d do well to consider what happens to your life insurance policy in the event of a divorce. If it’s a term policy, maybe you can convince your soon-to-be ex-spouse to do the right thing and name the kids as b
Rather than raiding your savings or racking up credit card debt, look into a affordable individual short-term disability plans.
In the insurance world, a pre-existing condition is any medical condition you have had before you tried to get health insurance coverage.
There are a number of steps you can take to protect yourself – and several are outlined here – but the first, most important step is Employee Bond Insurance. This supplemental insurance provides bonding for all employees, including those who typically are
Understanding a little about how we got to where we are with health insurance in the U.S. might not only help you understand why your health insurance premiums cost what they do but give you the knowledge to affect a cheaper personal health insurance plan
As a business person, you need a minimum of three basic policies to protect your assets from the litigious among us: property insurance, workers’ compensation insurance and general liability insurance.
Along with whole life and its hybrid variable universal life, variable life is one of the three types of permanent life insurance policies.
During the first several years your whole life (also called permanent life) insurance policy is in effect, your premiums are going to be significantly higher than they would be for a term life insurance policy.
