Home Insurance Journal Archives | Home Insurance | EINSURANCE Quote, Compare, Save! Tue, 23 May 2023 19:57:57 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.3 https://www.einsurance.com/wp-content/uploads/cropped-10390300_10152435665504197_8229944792578476094_n-32x32.png Home Insurance Journal Archives | Home Insurance | EINSURANCE 32 32 What Is Forced Placed Insurance? https://www.einsurance.com/journal/what-is-forced-placed-insurance/ Thu, 25 May 2023 16:00:41 +0000 https://www.einsurance.com/?p=32013 Forced placed insurance exists to protect lenders, and it’s sometimes called lender placed insurance. Forced placed insurance can be purchased by a lender to cover a home, an auto, an RV, and even boats and planes. This type of insurance is bought by the lender when a consumer’s policy lapses, gets cancelled, or is non-renewed. […]

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]]> Does Home Insurance Cover Natural Disasters? https://www.einsurance.com/journal/does-home-insurance-cover-natural-disasters/ Thu, 27 Apr 2023 16:00:05 +0000 https://www.einsurance.com/?p=31939 Homeowner’s insurance covers many — but not all — of the perils your home might endure. If you’re wondering if home insurance covers natural disasters, you’re in the right place. Today, our team of licensed insurance agents is here to explore the perils covered by a traditional home insurance policy, and help you decide if […]

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]]> Complete Guide to Renters Insurance: Protecting Your Rental Home https://www.einsurance.com/journal/complete-guide-to-renters-insurance/ Thu, 16 Feb 2023 17:00:37 +0000 https://www.einsurance.com/?p=31689 When you own a home, having homeowner’s insurance is common — in fact, not having it can cause serious problems with a lender or mortgage holder. But what about when you rent? How do you protect your belongings from theft or damage? Today, many large rental companies and properties require tenants to carry renters insurance […]

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]]> 2023 Insurance Industry Outlook https://www.einsurance.com/journal/2023-insurance-industry-outlook/ Thu, 26 Jan 2023 17:00:00 +0000 https://www.einsurance.com/?p=31528 Key Takeaways: In 2023, insurance companies will need to find ways to demonstrate value in their products while combatting rising costs for car and home repairs. Car insurance rates may rise as much as 8.4% in 2023. Contributing factors include increasing prices for cars, homes, and the costs to repair them, changes in habits as […]

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]]> Does Home Insurance Cover Tornado Damage? Be Aware of Regional Limits to Tornado Insurance Coverage https://www.einsurance.com/journal/does-home-insurance-cover-tornado-damages/ Thu, 12 Jan 2023 17:00:00 +0000 http://squeamish-food.flywheelsites.com/does-insurance-cover-tornado-damage-be-aware-of-regional-limits-to-tornado-insurance-coverage/ Does insurance cover tornado damage? Most homeowner’s policies include tornado insurance coverage, but if you live in Tornado Alley, you may need additional tornado insurance

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]]> Buying Homeowners Insurance with Bad Credit https://www.einsurance.com/journal/buying-homeowners-insurance-with-bad-credit/ Thu, 22 Dec 2022 17:00:05 +0000 https://www.einsurance.com/?p=31426 Every homeowner should carry homeowner’s insurance, even if your home is completely paid off. It protects your investment and protects you with liability coverage in case you get sued by a guest at your home. And if you’re paying a mortgage, it’s likely that your mortgagee — the bank or institution who owns the loan […]

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]]> Which is Better Homeowners Insurance: All Risk or Named Peril? https://www.einsurance.com/journal/which-is-better-homeowners-insurance-all-risk-or-named-peril/ Tue, 04 Oct 2022 16:00:00 +0000 http://squeamish-food.flywheelsites.com/which-is-better-homeowners-insurance-all-risk-or-named-peril/ Sometimes things are open to interpretation, and reading the wrong meaning into something can cost you bunches. For example, if you have an all risk homeowner’s insurance policy, you might assume the word “all” implies that everything is covered. You woul

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]]> What Is Sinkhole Insurance? https://www.einsurance.com/journal/what-is-sinkhole-insurance/ Thu, 22 Sep 2022 16:00:42 +0000 https://www.einsurance.com/?p=31011 What is Sinkhole Insurance? Key Takeaways: Sinkhole insurance is available to homeowners in many states, while only Florida and Tennessee require insurance companies to offer optional coverage. Sinkhole insurance can be expensive — in some cases, more than regular homeowners’ insurance. Plus, the deductibles can be astronomical, so shop around for the best quotes. With climate […]

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]]> Does Landlord Insurance Cover Tenant Damages? https://www.einsurance.com/journal/does-landlord-insurance-cover-tenant-damages/ Tue, 13 Sep 2022 16:00:21 +0000 https://www.einsurance.com/?p=30991 Sometimes, yes. Traditional landlord insurance policies will help cover many types of tenant damage. You’ll still need to pay a deductible, however. And if the damages are minor, you may wish to pay for them out-of-pocket rather than create a claims history. Rental property insurance can be complicated. This unbiased guide written by licensed insurance […]

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]]> Homeowners Insurance and Tree Damage https://www.einsurance.com/journal/homeowners-insurance-and-tree-damage/ Tue, 21 Jun 2022 16:00:00 +0000 http://squeamish-food.flywheelsites.com/homeowners-insurance-and-tree-damage/ Find out whose insurance pays for tree damage to your home and shop for competitive homeowners insurance quotes online at einsurance.com

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]]> Cover Your Risk Gaps with Umbrella Insurance https://www.einsurance.com/journal/cover-your-risk-gaps-with-umbrella-insurance/ Tue, 14 Jun 2022 16:00:00 +0000 http://squeamish-food.flywheelsites.com/cover-your-risk-gaps-with-umbrella-insurance/ Gaps in your insurance can create big liabilities. Cover your risks with personal umbrella insurance and gets insurance quotes online at einsurance.com

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]]> Is Homeowners Insurance Tax Deductible? https://www.einsurance.com/journal/is-homeowners-insurance-tax-deductible/ Thu, 07 Apr 2022 16:00:24 +0000 https://www.einsurance.com/?p=25894 Is homeowners insurance tax deductible? The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Aside from a few exceptions that we’ll cover here, ​homeowner’s insurance is not tax deductible.​ Nor are other property insurance policies you might buy, like ​flood insurance​ or earthquake […]

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]]> Does Home Insurance Cover Working from Home? https://www.einsurance.com/journal/does-home-insurance-cover-working-from-home/ Tue, 15 Mar 2022 16:30:40 +0000 https://www.einsurance.com/?p=30004 A recent Gallup poll suggests 25% of all employed Americans are now working from home. Another 20% of employed individuals are hybrid workers, meaning they work from home at least some of the time. That’s a total of 45% of all employees in our country, about 4.4 million souls. If you’re one of those 4.4 […]

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]]> Homeowners Insurance Policy Alphabet Soup https://www.einsurance.com/journal/homeowners-insurance-policy-alphabet-soup/ Tue, 01 Mar 2022 17:00:00 +0000 http://squeamish-food.flywheelsites.com/homeowners-insurance-policy-alphabet-soup/ Get the right insurance coverage. Understand the six parts of homeowners coverage and get competitive homeowners insurance quotes online at einsurance.com

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]]> What You Should Know If You Are A First Time Home Buyer? https://www.einsurance.com/journal/what-you-should-know-if-you-are-a-first-time-home-buyer/ Tue, 02 Nov 2021 16:00:31 +0000 https://www.einsurance.com/?p=15512 First-Time Home Buyer Tips Buying your first home can be both exciting and terrifying at the same time. The surest way to lean more towards the positive side of that spectrum is to educate yourself so you can have a better idea of what to expect. You’ll also feel better about your decisions. 1. Define […]

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]]> Renters Liability Insurance Explained https://www.einsurance.com/journal/renters-liability-insurance-explained/ Thu, 16 Sep 2021 16:00:24 +0000 https://www.einsurance.com/?p=29064 Renters liability insurance is a coverage that’s included in a standard renters insurance policy. Its purpose is to protect the policy owner from lawsuits and pay for damages caused to other people or their property. Most renters liability policies include $100,000 of this coverage built in, according to the Insurance Information Institute (III). But you can […]

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]]> How to Choose the Right Homeowners Insurance Deductible? https://www.einsurance.com/journal/how-to-choose-the-right-homeowners-insurance-deductible/ Tue, 14 Sep 2021 16:00:57 +0000 https://www.einsurance.com/?p=20310 One of the best ways to save money on your homeowners insurance coverage is by understanding how your homeowners insurance deductible works. By definition, a homeowners insurance deductible represents your share of the insured risk in an insurance contract. It’s the money you’ll have to pony up to repair or replace a covered loss. In […]

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]]> Canceling Your Insurance? Use Our Checklist and Insurance Sample Cancellation Letter https://www.einsurance.com/journal/insurance-sample-cancellation-letter/ https://www.einsurance.com/journal/insurance-sample-cancellation-letter/#comments Mon, 30 Aug 2021 16:00:00 +0000 http://squeamish-food.flywheelsites.com/insurance-sample-cancellation-letter/ The first step prior to writing the cancellation letter is to look to your policy to see if there are any provisions regarding cancellation and notification of your insurer. There may be instructions regarding how to cancel your policy – how many days not

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